Blog / Buying a Pharmacy

Buying a Pharmacy

• The Cost of Buying a Pharmacy, and Whether It Is a Good Investment

  The true all-in cost of buying a pharmacy: purchase price, transaction taxes, professional fees, working-capital buffer and how the return actually works.

• Pharmacy Business Loans: How the Finance Actually Works

  How pharmacy acquisition loans are structured, what EBITDA covenants mean, and why lenders read the NHS contract rather than the till. Method-level guide.

• Financial Due Diligence When Buying a Pharmacy

  What financial due diligence on a pharmacy really covers: FP34 income verification, Category M margins, VAT mix, staff costs and regulatory transfer.

• How to Read a Pharmacy Sale Listing

  Understand what NHS items per month, adjusted EBITDA and asking price really mean on a pharmacy sale listing, and what the ad never tells you.

• Buying a Pharmacy in the UK: The Complete Checklist

  Step-by-step checklist for buying a UK community pharmacy: NHS contract, regulated entry, GPhC, share vs asset, goodwill, due diligence and funding.

• First-Time Pharmacy Buyer: Finance and Affordability Explained

  How to test whether you can afford to buy a pharmacy: deposit, loan, post-tax cash cover, finance-ready accounts and the NHS payment lag explained.

• Share Purchase vs Asset Purchase: Which Structure Should You Use to Buy a Pharmacy?

  Share purchase: 0.5% stamp duty, inherit company history. Asset purchase: SDLT up to 5% on property, cleaner slate. Pharmacy-specific comparison.